LifeCycle Strategies for QDIAs
We proudly announce the creation of our investment solution to fulfill the Qualified Default Investment Alternative (QDIA) option required under the Pension Protection Act of 2006 for tax deferred retirement plans:  Sage LifeCycle Strategies. 

Our LifeCycle Strategies are designed to be an all-in-one, diversified and low cost
retirement plan auto enrollment investment solution. The LifeCycle Strategies are separately managed, fully customizable and can be offered as a ‘private label’ product for your organization.  Sage LifeCycle Strategies provide a comprehensive risk and age based solution for systematically rebalancing retirement investment portfolios based upon a plan participant’s individual risk preference or retirement horizon.

Our QDIA investment option offers your organization four separate and distinct investment strategies to assist plan participants in preparing for their retirement needs: short-term, short/intermediate-term, intermediate/long-term and long-term time horizons.

Our LifeCycle Strategies offer the unique feature of investing solely in well-established, highly liquid and marketable Exchange-Traded Funds (ETFs). This investment approach offers plan participants an opportunity to obtain broad diversification and efficient global market access at a comparatively low cost. Each of our LifeCycle Strategies seek to provide varying degrees of long-term appreciation and capital preservation based upon a plan participant's expected retirement horizon or investment risk preference.

Our Record
Since 2001, Sage Advisory has established a record for superior investment performance in actively managing ETF portfolios based upon our well-honed and market-tested tactical asset allocation models.  These successful investment strategies are applied in the construction and management of our separately-managed LifeCycle Strategies.