Target Date Funds

Target Date 2055 Fund

The Sage Date 2055 Fund is a global asset allocation strategy designed for an investor looking to retire in approximately 2055. The strategy will invest in global fixed-income, global equity and alternative market segments. While the glide path dictates slow changes to the asset allocation over time, the Sage Investment Team has the flexibility to make tactical adjustments to the equity and fixed income allocations to adjust to changing market conditions.

Target Date 2055 Fund Overview

Target Date 2045 Fund

The Sage Date 2045 Fund is a global asset allocation strategy designed for an investor looking to retire in approximately 2045. The strategy will invest in global fixed-income, global equity and alternative market segments. While the glide path dictates slow changes to the asset allocation over time, the Sage Investment Team has the flexibility to make tactical adjustments to the equity and fixed income allocations to adjust to changing market conditions.

Target Date 2045 Fund Overview

Target Date 2035 Fund

The Sage Date 2035 Fund is a global asset allocation strategy designed for an investor looking to retire in approximately 2035. The strategy will invest in global fixed-income, global equity and alternative market segments. While the glide path dictates slow changes to the asset allocation over time, the Sage Investment Team has the flexibility to make tactical adjustments to the equity and fixed income allocations to adjust to changing market conditions.

Target Date 2035 Fund Overview

Target Date 2025 Fund

The Sage Date 2025 Fund is a global asset allocation strategy designed for an investor looking to retire in approximately 2025. The strategy will invest in global fixed-income, global equity and alternative market segments. While the glide path dictates slow changes to the asset allocation over time, the Sage Investment Team has the flexibility to make tactical adjustments to the equity and fixed income allocations to adjust to changing market conditions.

Target Date 2025 Fund Overview

Target Date 2015 Fund

The Sage Date 2015 Fund is a global asset allocation strategy designed for an investor looking to retire in approximately 2015. The strategy will invest in global fixed-income, global equity and alternative market segments. While the glide path dictates slow changes to the asset allocation over time, the Sage Investment Team has the flexibility to make tactical adjustments to the equity and fixed income allocations to adjust to changing market conditions.

Target Date 2015 Fund Overview

Target Date Retirement Income Fund

The Sage Date Retirement Income Fund is a global asset allocation strategy designed for an investor in or near retirement. The strategy will invest in global fixed-income, global equity and alternative market segments. The Target Date Retirement Income Fund strategy seeks to provide significant income generation and minimize downside risk as financial asset distribution becomes a main objective at this point in an investor's career.

Target Date Retirement Income Fund Overview

Disclosure: The Sage Funds are collective investment funds (CIFs) created by the Hand Composite Employee Benefit Trust and sponsored by Hand Benefits & Trust Company, a BPAS company, that invests in the strategies of Sage Advisory Services, Ltd. Co. which serves as the subadvisor to the CIFs. This CIF is available for investment by eligible qualified retirement plan trusts only and has been created specifically for 401(k) and other employee-sponsored retirement plan investors.